The ideal situation is when a person can also have a nice decent life and some serious savings in the bank too. Sometimes though problems might arise, problems that keep us from being able to save money.

Do you have any issues when it comes to saving money?

I do! I tend to spend a lot a be broke before the next salary.
I have lots of monthly bills ->credit card purchases.

I really plan to start saving, I need to implement strict discipline to myself

I automatically put $20 per fortnight into a savings account before I even take any money out of the bank on pay days. It's there for emergencies and for the larger bills that arrive such as car registration. Also any 'bonus' money I get throughout the year goes into it too.

I used to have problems saving money, but now that I am in a career that pays well and I live within my means, it is easier to save. There are unexpected emergencies that come up which make me dip into my savings, but that is what it is there for!!! I have money taken from each check to put into my savings and I also have some money from each check I put aside to go out and do things, and vacations come from this money. It took a lot of discipline to get to this point, but I am happy I am there!!!

It's hard for me to save, I always see something nice I'd like to buy.